ITIN investment property financing
Finance a rental property with your ITIN.
Buying, refinancing or accessing rental-property equity? Share your goal with NonQM123. No ITIN number, Social Security number or documents needed to start.
Your property. Your next move.
Start with the rental and the financing you need.
A focused first step.
Share your scenario. A NonQM123 specialist can help explain the next steps.
What would you like to do?
Choose your goal to start a focused request. Still deciding? You can change your choice in the form.
Buy a rental property
Share the purchase price, planned down payment and expected rent, even if you are still shopping.
Start My Purchase Request
Refinance a rental
Review a possible change to your existing loan using the property value, current payoff and rent.
Start My Refinance Request
Access rental equity
Explore cash-out for an eligible business or investment purpose, subject to equity and program requirements.
Start My Cash-Out RequestWhat shapes your options?
There is no single credit score or down payment that fits every request. The complete borrower, property and loan details determine available terms.
Your profile
ITIN documentation, credit and housing history, available funds and reserves.
Your rental property
Property state, type, condition and rent. Eligible DSCR programs compare accepted rental income with the property payment.
Your loan goal
Purchase, refinance and cash-out have different equity, seasoning and documentation requirements.
Prepare later. Start today.
No document upload is required for this request. Your specialist can identify the documents needed for the selected program.
ITIN and identity supportApproved identity and tax-document evidence.
Funds and creditBank statements, housing history and credit information.
Property and rental detailsContract or mortgage statement, taxes, insurance and rent support.
Provide sensitive documents only through the lender’s approved secure process.
See the full document checklistCan I live in the property?
No. This site offers business-purpose financing for non-owner-occupied investment properties, not primary residences or second homes.
Does this request affect my credit?
The initial form does not request your full ITIN or Social Security number and is not a credit application. Any later credit review requires separate authorization.
What happens after I submit?
A NonQM123 specialist can review your scenario and contact you about possible next steps. Submitting a request is not an approval or commitment to lend.
Put your rental-property plans in motion.
Start with a few estimates. Program eligibility and state availability require review.